{"id":2747,"date":"2019-08-16T11:36:43","date_gmt":"2019-08-16T16:36:43","guid":{"rendered":"https:\/\/nexolegal.pe\/?p=2747"},"modified":"2019-08-16T11:37:27","modified_gmt":"2019-08-16T16:37:27","slug":"fondo-de-seguro-de-depositos","status":"publish","type":"post","link":"https:\/\/nexolegal.pe\/en\/fondo-de-seguro-de-depositos\/","title":{"rendered":"Fondo de seguro de dep\u00f3sitos en bancos"},"content":{"rendered":"<h1>\u00bfQu\u00e9 sucede si un banco quiebra o cierra?<\/h1>\n<p>Se activa el Fondo de Seguro de Dep\u00f3sitos-FSD, este es un fondo que protege los ahorros y CTS de las personas, as\u00ed como los ahorros y cuentas corrientes de las empresas que han sido depositados en entidades supervisadas por la Superintendencia de Banca, Seguros y AFP\u2019s-SBS; es decir, bancos, financieras, cajas rurales y cajas municipales de ahorro y cr\u00e9dito.<\/p>\n<p>El monto del FSD se actualiza trimestralmente; siendo que el mismo incluye todos los dep\u00f3sitos que uno tiene en una misma entidad (no hay distinci\u00f3n si abriste tus cuentas en diferentes sucursales, pues todas pertenecen a la misma entidad).<\/p>\n<p>El Monto M\u00e1ximo de Cobertura para el periodo Junio \u2013 Agosto 2019 es de S\/ 100 432.00 *<\/p>\n<h2>\u00bfEl FSD implica alg\u00fan gasto o comisi\u00f3n que debe pagar el consumidor? No, este tiene que ser asumido de manera directa por la entidad.<\/h2>\n<p>Antes de decidir depositar tu dinero en una entidad, te recomendamos, verificar si aquella es miembro del FSD en el siguiente link: <a href=\"https:\/\/l.facebook.com\/l.php?u=http%3A%2F%2Fwww.fsd.org.pe%2Fpaginas%2F02-miembros%2F02-01-bancos.html%3Ffbclid%3DIwAR1TKYmisElPwYcY202dguDfda3BYh59-3omawTBHtdFJSbP03qSMaGP3Z8&amp;h=AT1I9wbtWrzyh4hTfaG_vLD7IfgyDzDrhJYBtJkP7kVcTJibIFv_24B2QGz2j3-TcCl3otCyrrOOLlteTWFz1cgdtYBwQo2sx_47ry-brIxWUVvwVA-DfE_mWI9O0h4gdRhttzR9ISsnhrv66Dl8VeIskdEj_BkN5pEYhS46e6KglBnWWkM0_MKGz1caKZy6ZPPwP_8k67gsV5SD9WLzolaNGwEJAowNYA5DsO8sNOyyzr6shj_p7Rffd8mJgY6xdqsoje4vurm_u6QxGGFeUxKPFmRqbdM4Kvp3Xed3vNKDVun6j-IIpOWbk9ZjZJCDRnsyDRv6D6kS95jntMa3FfbKbWyJUJgSq94rczaM4hMrjUG4lHXAAzEWZd4p9jboQfnoWIQNEMG1gB926ugxvTtU_bDWmQqqegEnJzFFCHEfyDRcrVuip1ZjC6weSFY6tfIwI8a9eyZ5_c6x4DtSB2xkyJE8ROtQ8bLwpedh6w2IM5JuQqC_IQtibyBMNgAXFfCGNV2gvUVYyaQIA3AJEXUsv3bFIQ17eBLLpZTDZXQzs73clsc8zP0HiLLXsLDvIxCeuPhgshUd0BZYiIv_oCvKrxWzEzSD3777oMn5JUA0RdMOiGUYwha13Gt8oV1VmQveQlm4mysYV1XqFWLH5cXQbDbd7qu15XpaC3KdGFvn_l1riibvwnHuQ4QG-pAeOr1pIlQQZeH9B7zS1-g3B_2qNB5mSV9_rLNapYPrarc8ycp3kO5oWUQ89sPrt5E\">http:\/\/www.fsd.org.pe\/paginas\/02-miembros\/02-01-bancos.html<\/a><\/p>\n<p>*Fuente: <a href=\"https:\/\/l.facebook.com\/l.php?u=http%3A%2F%2Fwww.fsd.org.pe%2Fpaginas%2F06-Monto-maximo.html%3Ffbclid%3DIwAR0h5S2GVxaFeUFAamYjiYEhDmTkcibI_iU0i1bWcZ56EzGMuUsOcFrBb0o&amp;h=AT1q6I0OsGBX8ak7k6oaRC550maWpvLyhK0Z7uNi0700VUHf8Ss4igBYMeD4QU6tNhf7sPW0DMWZiZJsrlQdLmN-vDOKKiOVsJ474RNylZKAfDG9AbxCWTYSD9_otmbUZeizhZdRyaOvCcBritDx0VCeXwD4t5aCg3iGfDO4wbXS7CyVIsXYwWfRzX1AwUSQZxia6afIvlKGI95YMyOExDtKAoF0of1LuOWMgD04q8NM426Ozh5ttrcVWA75-DZR9bmC-lFM_0ab9mNtf914ajr4aMqQMCos29sKAWoU_mFDhbsBNNHXpyc4WtXlefETSPoUH3d4aQbVzwJi19puCp46oVwZJy0pwcGFcV3soVY1jguzYNBuME-lad1YynO8Smey1CnBwAZzpHKvaBRh_EIVpe7FBPfOqWuuSz5D6kEOThbUUMYjv0_2avhXhivYBzRxmvRrR0eeiBK2_q2xUwn6AoOaWBx5tx3ZtlMym17crjwD2-BtOYBHKdl4NYHPBsio6qLuHst62xidbWaL_5X-hocx0v2ZgwLz816o8I7Dca_eWOJh_hO3UjRwBPV2DujwIxrFfHMzohBO3R3ZaeuuXdrIDrNM928E52WKrFZ0qGsTMXnpSqZaIPJHJ-Xsssn7DbtD5ZQKW89izvn00Cb4Z7MaIz9qARou6tlBRBOzwk30NwxuDjuLwEPQT1AyWkNY_dcB8U-gXgWHvspn5JayLtOwHnMIx-TMs5j4CWZ971iXslSFc6Duf7UNJs4\">http:\/\/www.fsd.org.pe\/paginas\/06-Monto-maximo.html<\/a><\/p>\n<p>En Nexo Legal brindamos la asesor\u00eda legal id\u00f3nea con el objetivo de prevenir contingencias de naturaleza legal o financiera ello con fin de cautelar las pretensiones e inversiones de nuestros clientes.<\/p>\n<p><a href=\"https:\/\/www.freepik.es\/fotos-vectores-gratis\" target=\"_blank\" rel=\"noopener noreferrer\">Foto: www.freepik.es<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00bfQu\u00e9 sucede si un banco quiebra o cierra? Se activa el Fondo de Seguro de Dep\u00f3sitos-FSD, este es un fondo que protege los ahorros y CTS de las personas, as\u00ed&#8230;<\/p>\n","protected":false},"author":3,"featured_media":2754,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[77],"tags":[57,75,76,67,48,71,50,70,83,69,66,74,68,72,49,46,51,78,84,85,73,45,47],"class_list":["post-2747","post","type-post","status-publish","format-standard","has-post-thumbnail","category-proteccion-al-consumidor","tag-abogado","tag-aduana","tag-antidumping","tag-asesoria-legal","tag-delitos","tag-demanda","tag-derecho","tag-derecho-civil","tag-educacion-inclusiva","tag-estudio-de-abogados","tag-estudio-juridico","tag-exporta-facil","tag-exportacion","tag-juicio","tag-legal","tag-mujeres","tag-nexo-legal","tag-proteccion-al-consumidor","tag-quejas","tag-reclamos","tag-serpost","tag-trata-de-personas","tag-victimas"],"translation":{"provider":"WPGlobus","version":"3.0.2","language":"en","enabled_languages":["es","en"],"languages":{"es":{"title":true,"content":true,"excerpt":false},"en":{"title":false,"content":false,"excerpt":false}}},"_links":{"self":[{"href":"https:\/\/nexolegal.pe\/en\/wp-json\/wp\/v2\/posts\/2747","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nexolegal.pe\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nexolegal.pe\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nexolegal.pe\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/nexolegal.pe\/en\/wp-json\/wp\/v2\/comments?post=2747"}],"version-history":[{"count":3,"href":"https:\/\/nexolegal.pe\/en\/wp-json\/wp\/v2\/posts\/2747\/revisions"}],"predecessor-version":[{"id":2753,"href":"https:\/\/nexolegal.pe\/en\/wp-json\/wp\/v2\/posts\/2747\/revisions\/2753"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nexolegal.pe\/en\/wp-json\/wp\/v2\/media\/2754"}],"wp:attachment":[{"href":"https:\/\/nexolegal.pe\/en\/wp-json\/wp\/v2\/media?parent=2747"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nexolegal.pe\/en\/wp-json\/wp\/v2\/categories?post=2747"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nexolegal.pe\/en\/wp-json\/wp\/v2\/tags?post=2747"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}